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We’re checking our data (overseas pensioners)

The Sainsbury’s Pension Scheme will soon be writing to our overseas pensioners again, asking them to complete a proof of identity check. We realise it can feel intrusive to be asked this, particularly if you’ve been in receipt of a pension for many years. However, the Trustee has a duty to safeguard the Scheme’s assets by ensuring we only pay benefits to those people who are entitled to them. 

You will receive a letter from a company called XPS. XPS has been appointed by the Trustee to carry out this exercise, so please be assured that any communication you receive from XPS is legitimate.

This does not affect members of the Sainsbury’s Retirement Savings Plan.

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For our pensioners

Have you registered for OneView? 

Benpal is the secure, online portal for all members of the Argos Section, where you can see your payslips and P60s, and manage your contact and payment details.

Pension pay dates

Your Argos Section pension is paid to you on the 28th of each month. Where the usual payment date falls on a weekend or bank holiday, your pension will be paid on the last working day before the weekend/bank holiday. 


Payslips & P60s

We no longer issue monthly pension payslips. You’ll get an annual payslip in April each year combined with your P60.

A P60 is a form you get every year, showing how much tax you’ve paid on your Sainsbury’s pension. If you have other pensions in different schemes, their administrators will also send you P60s.

If your pension changes by more than £5 (for example, because your tax code has been changed by HMRC), we’ll issue you with a paper payslip in the month it changes.

Log in to OneView to see your payslips and P60s.

Pension pay dates

See below for the pension pay dates for 2024 and 2025.

Updating your bank account details

We can’t accept bank changes over the phone, so if you don’t have internet access, please contact Aptia and ask for a bank form to be posted to you.

Tax on your pension

If you think you’re paying too much tax, you’ll have to contact the Tax Office that deals with the Sainsbury’s Pension Scheme (Argos Section) at: 

HM Revenue and Customs
BX9 1AS
United Kingdom
Reference: 475/VA71075
Phone: 0300 200 3300

Pay As You Earn and Self Assessment

If HMRC can’t help and you’re on a low income (up to about £380 a week), you may be able to get free professional tax advice. This includes help with filling in forms and what to do if you owe money to HMRC. Tax Aid is a charity that helps people on low incomes with tax issues. You can call them on 0345 120 3779 or visit their website at https://taxaid.org.uk.

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